Be very careful when using PayPal online for any reason. When sending an electronic transaction, I accidentally entered one number too many in the amount to be sent. I was sending 120. Too much. So I used the back button to correct this and then proceeded to send the correct amount. Guess what? Both transactions were sent.
I immediately tried to cancel the transaction, but it would not let me. I contacted the seller I was sending the money to, and they canceled on their end (thank goodness for honest people), but PayPal would not let me cancel.
I tried to contact PayPal, but after several frustrating hours I finally found a phone number for them in the "terms and agreement" section. When I contacted them, they said there was nothing they could do.
So this is what happened. They withdrew both amounts from my bank account, which overdrew my account. My bank charged me overdraft charges. The money was put into an account on PayPal. I sent it right back to my bank, but it took 8 days for this all to happen. In that time my bank charged me 22 overdraft charges at $28 per fee. I contacted my bank and tried to explain what happened. They said that since it was an online transaction, there was nothing they could do.
I was so very upset, as I am on social security and do not have the funds available to replace this money. The good news is that there is a site called classactionamerica.com that has a class action lawsuit listed for PayPal!
If anyone else out there was ripped off by PayPal, then you need to find out how to join this lawsuit! Until then, do not make any typo mistakes when sending money!
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