Christian Debt Solutions located in Boca Raton, FL is far from a christian company. No one that works there is Christian. Mike Marino the owner doesn't even go to church. His foul mouth spews obceneties all day long as he makes sexual advances towards the secretaries less than half his age he hired purposely to get his rocks off.
Anyone looking for debt consolidation be advised. Christian Debt Solutions's sales pitch is full of lies. They claim to hold your first payment so they can legally contact your creditors. They never contact any credtitors. They never have any intention of refunding your first payment either. This is how they make their money and all of their representatives are commissioned sales people who make between 20 and 30% of your first payment.
Read their contract. It is full of loopholes allowing them to keep that payment. No Non Profit 501 c 3 debt consolidation company is allowed by law to hold any payment.
By sending Christian Debt Solutions your payment, you will fall behind with your creditors. It will take a month for anyone to do anything for you and your next payment will be due.
All christian debt solutions does is con you into giving them that first payment and then turn you over to A new horizon. A new Horizon will take you as a client WITHOUT holding your first payment. Every payment you send them will go to your creditors. Not to say A New horizon is all that great either. They are overloaded and sometimes take months to contact clients.
Finally, Christian Debt Solutins is NOT a non profit company as they claim to be. Their service provider A new horizon is. There is actually an additional $20 monthly fee if you sign up through Christian Debt Solutions. You can Avoid all of this by going to anewhorizon directly.
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