This Christian Debt Consolidation assured me that they would negotiate with our creditors to reduce what was owed. After a few months passed, and with us having paid a hefty upfront fee, very little was done. Upon contacting them, I was informed that they really couldn't do much for us. I told them to send the payments back we had been making to them monthly instead of to the Credit Card companies (thus increasing our credit card debt considerably). They kept the fee we had paid them upfront since we had canceled their service.
Beward of this outfit. You can negotiate with credit card companies on your own. Don't send anybody money up front, as we did. We ended up losing a substantial amount of money, and having our credit card debt increase during the time that it was in these people's hands.
I have reported their tactics to the Attorney General of Florida. As a Christian for many years, I can say, this is absolutely not how Christians work.
We ended up having to file for bankruptcy. Beware!!!
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