I have filed an application for home equity line of credit with Quick Loan Funding. While I was looking for a number where I could follow up the status I came accross a rip off report from the internet which made me think twice before doing business with them.
But this loan officer, Ian Silva, was insistent when I told him I am going to think it over. He said I was pre-approved for the loan. He said that a Loan appraisal has to be ordered.initially he informed me that I wouldn't pay anything out from my pocket and if the loan was approved they are going to charge my credit card because according to him they would pay the balance of that credit card so that they could accomodate the appraisal fee.
He called me back again to tell me that I was supposed to pay for the appraisal before my loan would be approved. I said I will have to back out from it. He said he would guarantee that it will be approved and that worse comes to worse he would reimburse me the money for the appraisal fee.
I repeated it over and over again just to make sure that he mean what he said. So I went through with it with eyes closed.
My application got turned down and the very insistent Ian is now nowhere to be found because he would not return my call anymore. I filed a complaint with the assistant to the president and told me that he would call me up that day. Suprisingly Ian called me up and told me that when Mike (Assistant to the Pres.) call just tell him that we already agreed upon something and I will reimburse the money out from my own pocket.
I was hoping to get my money, so I conceded. He told me he is going to wire me the money that week. Nothing came.
I tried calling him he said he is broke and don't have the money yet. His Grandfather died and all those stuff. Last week he texted me saying he is not connected with Quick Loan Funding anymore and I should try to get it from them.
I asked quick Loan Funding Customer Service and said that he is still very much connected with the company. After a week of telling me that he is not connected anymore, his voice mail is still active.
I hope this kind of fraud would stop. They should have pointed out from the disclosure that no we cannot reimburse this to you.
I wouldn't see myself in this predicament if only I had listened how bad this company is. I hope everybody learn from this mistake.
Maria
Mesa, Arizona
U.S.A.
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