Sears uses deceptive fraudlent credit practices.
They billed me of a "Non Usage" of my card and NEVER sent me a bill. The non usage fees accumulated and were sent to a collection agency - which is the first I have ever heard of the charges.
They only way I could find out what the charges were was from the new "owner" of the "debt". Every attempt made to contact Sears was met with rude nasty people that absolutley REFUSED to identify the charges.
Sears has violated my billing rights which include the right to know what I am being billed for.in addition they are obligated to send a bill each billing period for any amount owed that exceeds $1.00.
I have filed a complaint with the Federal Trade Commission and with Equifax. My credit rating is now "poor". Sears will rue the day they ever decided to use their deceptive illegal practices on me.
The Collection Agency is now looking for $400.00 for a card I never charged on!
See you in court my friends.
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