This is a deceptive company that leads you to believe you are pre-approved for a $10,000 credit card. For an annual membership fee of $37.00 you will get an interest rate as low as 5%.
What they dont tell you though, is that you can only use this 'credit' towards items in their catalog. After two weeks and no card, I found this website and began doing research.
If you have already had your check cashed, call (214) 424-6888 - this is their number in Dallas, TX. You can't get an operator on the line, so select the option to end your membership. Then select the free gift they offer you.
At this time you will get a representative. They say if you just return the package your money will be refunded (apparently you can just write 'return to sender' on it).
Good luck, hopefully it works... Spread the word!
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