Complaint / Review
Merchants' Credit Guide, Pinnacle Credit Services
Merchants' Credit Guide Pinnacle Credit Services Ripoff Artists Want to Collect on Invalid SEARS debt

This is just like CAMCO (another ripoff co.). Merchants' Credit Guide Co. (a.K.A. Pinnacle Credit Services) sent me a letter stating I owed them around $1,3500 from a SEARS credit card I paid off around 1990. That's 15 years ago. Statue of Limitation in Texas is 4 years if I remember correctly.

What makes this even more hilarious is that I currently have a SEARS credit card and in good standing. There is nothing on my credit record about this. WTF!

I believe this is just like CAMCO. A company that purchases old credit debts and trys to collect on them. Kinda like vulture picking on dead possum on the side of the road.

I you get one of these letters, don't get worked up over it and don't acknowledge any debt to anyone otherwise they will hold you liable.