Why? When I get a loan at two local finance companies here in Georgia do I get huge charges for an out of state motor club and a Ad&d policy. I was running short on the my car payment and rent due to an illness so I had to use a couple companies to get me out of a bind. I got 700.00 I was charged the following
70.00 car club
70.00 Ad&d policy
6.00 credit life
60.00 accident and health policy
50.00 for auto insurance i did not put a car title on loan?
10.00 nonfiling insurance?
80.00 interest
48.00 fees
21.00 fees
I tried to refuse the charges and they said they were necessary to make the loan. My first payment came due and that night when I had not paid they sent a representative to my house to collect. I told them I did not have the money and would pay friday. He said I needed to talk to the manager. The manager turned to a very unfriendly person and said they were going to pick up my collateral for being one day late. Can they do this? Has this happended to anyone else? Can I get them for tresspassing? What a ripoff
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