Vanderbilt Finance Owned by Citi Crop Finance who also owns the finance company Associate Housing Finance was sold our loanin May. Because after finding out that after being charged a 36.00 premium payment added to our house note for credit life insurance. That was to pay off our loan if something were to happen to my husband.
Being yelled at screamed at and lied to by asociate housing finance and being told that we were crazy to keep calling and asking about a policy for the insurance we were not payingthat we did not have any insurance added to our loan.
After a class action law suet in 2004 that by the way they lost for a total of 215,000, 000. Dollars. They were packing loans and lieing to every one who noticed charges that were added in with out the costumer knowing.
I also found out in july that that the loan we had was different than the loan on file at associates housing by a new employee. Thanks to him i found out that not only was i paying a 36.00 payment added to house payment for credit life insur. But that
the day after my husband signed the loan papers the company redid our loan with added a total of 16,658.00 in insurance premium to our loan.
To also find out that they financed a 56,000.00 home at 11.25 % at 68,000.00. Ihave all info on this company and have filed complaint with the govenor, ftc, state banking and finance department and several other places.
But because no attorney will take my case i will be stuck
paying 239,000.00 dollars for a 28by 80 manufactured home
that i can not refinance and add the land to the home.
Because of the way it was financed. I also found out after filing a complaint with insurance commissioner of the state that a policy was never written in my husbands name for the insurance that i was being charged for.
Taylor & Leigh
Luthersville Georgia
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