I just want everyone who is interested, to know what this organization is like.
If you choose to conduct business with Chase, read everything they claim to send you, pay attention to legislation on Capitol Hill, watch CSPAN, inform yourself, because your best interest is not in thier's.
(I cross posted a slightly more inflammatory verion of this on http://www.badcreditcards.org)
For many years, I've had a Bank One visa gold card. Unfortunately, my balance has steadily risen and Bank One has merged with JP Morgan/Chase.
Now, I'm well informed in regard to politics and current events, so I've become very concerned about the direction of the American economy, the obscene relationship between lobbyists and congress and the recent bankruptcy legislation written by the predators of the financial services lobby.
Recently, I've seen my interest rate increase bigtime (see recent pro-credit card industry legislation), in response, I've taken some measures to completely pay off my card.
You see, I realized that this Morgan/Chase organization had me right where they wanted me (economic slavery for life) and I made my move to escape.
When I finally wrote a check for the entire balance (it was $ big), I mailed it USPS priority, but I made an error.in numerals, I wrote the correct amount, but in words, I failed to write "twelve dollars"...
A simple mistake, yet it seems pretty obvious that I had earnest intent to pay off the full amount. So you could imagine my shock when I received another statement for a few hundred dollars worth of interest and fees, based on the technical mistake of leaving out two words, "twelve dollars."
So, to summarize, I tried to pay off the full amount, slipped up when writing my check, expected a ZERO BALANCE and still owed this corporate entity a significant amount of money.
Okay, I'm a big boy, I can own the mistake, yet I asked twice by phone and once in writing for them to make an exception... They responded, reminding me of the terms and conditions, with a resounding "NO." This did not surprise me, so I moved forward and paid the amount in full (no mistakes this time)... Guess what? This month my statement indicates a balance of $3.53.
Does it ever end? Will I owe $1.20 next month? Is there a conference room full of 50 year old white men laughing at me? Is there currently a massive expansion project in Hell?
How can this be legal, to charge a balance when a previous balance is paid off completely and on time?
I'm just one guy, but believe me, I will do my best to GO OUT OF MY WAY to avoid EVER
USING ANY CHASE FINANCIAL SERVICES... Again.
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