These theives bated me to roll over other accounts for a 1.9% fixed rate for one year then move up to a 5.9% or the current rate after 1 year. Well how about 29.9%! I Never had a late payment, have no problems with any creditor but was told to read the fine print as they could charge whatever they wanted, under the guise of my "credit to debt ratio" being to high! They would not accept any explanation of my income level and told me to bad but that's the way it is. The operator answers were robotic, indicating to me they are doing this to a lot of people. They have now done the same thing to my daughter (she had not noticed until I told her about mine) and now a friend as well! I am getting a home equity loan to pay them off but I still feel very abused. This all happened during a merge or sale with bank one. This really is an immoral practice and very sad that the Fed's will do nothing about it because of the power of the Banking Lobby.
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