I was told by my rep that I could cancel my policy any time. After paying $165/mo for 3 years, I tried to file claims and was told that NONE of my doctor bills, hospital bills, numerous medical expenses, were covered under any of my policies. I was told by my rep that "any hospital stay" was covered. He lied. I have been trying to cancel my policies since February. I was told I could, then I couldn't, now that Aflac has terminated the policies, but because of IRS rules I have to reinstate until the open enrollment. What a bunch of bologna!
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