I was a victim of fraudently being charged over limit fees that were generated by past due and fraudulent charges that were being disputed on my statements for over two years. I paid over the limit charges of over $100.00 in one year and past due of over $75.00 in addition to 25.9% interest rate. I was reported to the credit bureau and had my credit harmed because when i pait it pff and closed the account i refused to pay the past over the limit fee and it grew to over $400.00.
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