You get this offer in the mail: "Your Credit Card has been Approved", no interest on balance but you must purchase goods from our catalog (not useful in stores). Just $200 activation charge and $99 annual charge. You get "credit" of $200 for more purchases if you charge $500.00 on your first purchase. And another "credit " of $100 (supposedly to cover the annual fee) if you charge another $200. However, they won't give you a catalog showing "over 5,000 items" of merchandise available and prices.
Rip-off of the first order! Don't bite this bait! I checked about the catalog before "biting"!! Their response: "We make catalogs available, only to our members, so sign up ($299) and we'll give you a catalog."
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