I got a phone call saying that I won a $1,000 shopping spree. She said it was because I used my Visa or Mastercard. I immediately asked what the catch was. She said that, to go along with the shopping spree, they're offering magazine subscriptions for free and that I just need to help with shipping. $3.85 per week for 60 months. I don't know why I didn't stop it right there, but it didn't sound that bad.
She transferred me to a 2nd person who said that they needed to verify my credit card number for identification verification. That made me assume they already had the number on file. I gave the number to her. She then told me that I would have to pay a larger sum per month, but for 20 months. I told her I wasn't interested anymore. She tried to negotiate with me, but I kept telling her "no." Finally, she asked me point blank if I was still interested. I said no and she said "thank you" and hung up.
You would think that after saying I'm not interested, then her hanging up, that it would be the end of it. Right? Nope. I checked my bank statement online and I was charged $39.90. She specifically asked if I was still interested and I specifically, in plain English, said no. I called my bank and canceled the card. The woman from the bank said she knows which company I'm talking about and that they will investigate my claim.
I'm thinking that the change of cards will stop any future charges from this awful company. If they call and try to collect, I'll just refuse to pay. I'd want them to produce a recording of my 2nd conversation. Also, many people said they talked to 3 different people and were asked by a recording to verify the amount of money and the length of the payments. I never got to that phase, but I was charged anyway.
I should be ok, right?
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