An agent got me an Allstate policy for the home that I had just bought. I had to pay a year ahead, as required by my mortgage company.
A month after I believed I was all set, a man from Allstate knocked on my door asking if anyone had told me that he would be inspecting the property. I said that no one had told me, but I did not mind if he did. (It was just outside.) A week or so later, my agent called and asked if I had heard that Allstate wanted to cancel my policy because they did not like what my house looked like, trip hazards and ditches (?).
It seems to me that they should have checked the property before they insured it, right? Now they are holding onto my money, and what am I supposed to use for a down payment for a new policy?
How unprofessional. They are obviously a money-hungry corporation that is badly managed. After reading all the problems people have had with their claims department, I guess I will be better off without them anyway.
They should have told me upfront that they would not insure my property. Now, two months after I bought my house, I have to go out and get a bunch of new quotes. I am not too thrilled about that. What a waste of time!
Plus, isn't this a year-long contract that they have to honor? Nothing has changed since they issued the policy to me. I can see them trying to cancel at renewal, but not two months after the policy started. That is backward.
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