An agent got me an Allstate policy for the home that I just bought. I had to pay for a year ahead, as was the requirement by my mortgage company.
A month after I believed I was all set a man from Allstate knocks on my door asking if anyone told me that he would be inspecting the property. I said that no one had told me, but I didn't mind if he did. (It was just outside.) A week or so later, my agent calls and asks if I've heard that Allstate wants to cancel my policy because they didn't like what my house looked like, trip hazards, and ditches (?).
Well, it seems to me that they should've checked the property before they insured it, right? Now they are holding onto my money and what am I supposed to use for a down payment for a new policy?
How unprofessional. They're obviously a moneyhungry corporation that is badly managed. After reading all the problems people have had with their claims dept. I guess I'll be better off without them anyway.
They should have told me upfront that they would not insure my property. Now two months after I buy my house I have to go out and get a bunch of new quotes. I'm not too thrilled about that. What a waste of time!
Plus, isn't this a year-long contract that they have to honor? Nothing has changed since they issued the policy to me. I can see them trying to cancel at renewal, but not two months after the policy started. That's backward.
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