My loan was recently sold to Fairbanks. I really did not have a problem with them until, I had my credit report pulled to purchase a vehicle. It showed many late pmts. Which I do not understand, due to my payments come directly out of my checking account, and when ever we were late I had the pmts. Plus any late fees taken out together. Now that I am aware, I am looking to refinance but my credit has been horribly tarnished, and Fairbanks refuses to give me a pmt. Amount unless I pay them a processing fee. What isn't this my loan, I am not paying to get a pay off... I am not even sure what late fees they have charged me or why. How can a be charged for a pay off? How do I get involved in this law suit. Any information will be greatly appreciated.
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