My mortgage was acquired by Fairbanks Capital Corporation and immediately I began to receive additions to the payment. I received demands for payment on the first of the month, which is the due date; they did not wait for the mail and never bothered to check. I was told that I owed "late charges," "inspection fees," "attorney fees," "escrow payments" and "other fees." The list of "fees" they charged is too long to list and unable to be explained.
I was told that my mortgage was in foreclosure two times, and I submitted payments in excessive amounts of over $2400 and $3000 as demanded. I send an additional $200 to $300 with my payments, but this is never reflected on their statement. The payment received always reflects $593. Also, I do not have an escrow on my mortgage account. BUT, I am fighting back! YOU CAN TOO!
I sent this report to the U.S. Dept. of Justice, Civil Enforcement Section, Civil Rights, 950 Pennsylvania Ave. N.W., Washington, DC 20530. I was advised to do this by Attorney General Ashcroft's office. Since this company operates in many states, it is an interstate offense. Record all conversations, but inform them of recording. Keep receipts of payment and send by certified mail. Keep all billing statements. LET'S bring them to JUSTICE!!!
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