My wife & I were in the middle of our refi we have a fico 810 when all of a sudden a wierd collection was outstanding. The company Resurgent Capital Services alleges we had debt of $355 when I called their 800# (800) 363-3115 and asked what this is about they said it was a Mervyn's account back in 1996 for $46 but since they bought it they raised it to $355. I then asked if they could provide proof of what was purchased they said "unfortunately we are a debt company and we do not have that information readily available you will need to send a letter in writing requesting it and we can respond back it will take 45 to 60 days" I am in the middle of a refi I can not wait... I was forced to pay a re-negotiated rate of $118, I then said after paying for it over the phone "Can you send me what I purcahsed at Mervyn's 15 years ago"... They said"sorry you will need send us a letter in writing and we will respond in 45 to 60 days". So I just paid $118 for nothing... This has to be a scam, Mervyn's is closed, GE Capital shows the account closed... These idiots are getting away with murger ruining people credit on bogus collection charges.
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