1st Allied Interstate collection agency sent me a letter about a debt that was no longer on my credit report. The debt had since fell off my credit report, because of the statute of limitation. I sent certified letter requesting validation of the debt.
2nd is when Resurgent Capital sent a letter with so call verification of debt with no date of the debt just the amount $1189.00 and name of company First Premier. Without the date of the debt the debt is not verified. 3rd I sent certified letter to cease all communications, statute of limitation according to Illinois statute of limitations Article Xlll 735 ILCS5/Limitations, Federal Fair Debt Collection Practices Act 15.
4th Resurgent Capital then sent me a letter as if they did not read my letter at all requesting I need to send them identity theft or fraudulent charge on the account. Also, stated that if I did not respond in 21 days they will continue to resume collections efforts on that account.
I then sent another certified letter again disputes of the debt n they did not send adequate verification of debt again info on statute of limitation. I also, filed complaint with federal trade commission and Illinois states attorney offices. This company need to be shut down for it's fraudulent ways of trying to get money from consumers for time-barred accounts, this is complete harassment!
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