I purchased a $99 furniture warranty on my leather chair. The chair was scratched, and the scratch was clearly covered under the terms of the warranty. I called Guardsman and they sent someone out to look at the scratch. I provided them with the warranty, sales receipt, and details of the scratch. They never got back to me. I filed a complaint with the BBB, and they lied to the BBB, saying that they had offered to repair the scratch and that I had refused the repair. This was the most unbelievable scam I have ever been involved with. Clark Howard of HLN says that you should avoid these types of warranties. Trust me, he's right. Whatever you do, avoid Guardsman (aka Valspar).
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