Complaint / Review
Consumer Preferred - Consumer First
Consumer Preferred/Consumer First ripoff, credit card scam

I received a certification letter for a guaranteed credit card with a $5,000 credit limit from Consumer Preferred (formally known as Consumer First). The only fee was a $45 or $49 (rush) processing fee that was guaranteed to be returned if not satisfied. I wrote the check on 11/3/03 and it was cashed 11/10/03. To this date I have not received anything in the mail regarding my card. I decided to search the internet for a web site or phone # since one was not provided (should have been my first clue).

I found a web site that is not valid and close to 100 entries regarding this company on this rip off site. People have complained of not receiving any info, receiving a cataloge instead of a credit card, only getting an answering machine that says to call back during normal business hours regardless of the time your calling, one person was lucky enough to get a person and was promised their refund check only to receive a check that was stop paid.

Most people think they have no recourse... This is not entirely true. I encourage us all to contact your Better Business Bureau, Federal Trade Commission, even a consumer law firm to encourage a class action suit. Some firms take your business without you having to make direct payment to them as they take their fee out of whatever money is received in settlement. The American Consumer is not powerless to scam artists such as these! Please contact me through the rebuttal key if you receive or find any other info on this matter. I refuse to let my $49 slip away.