Pre-paid legal promises to "be there" no matter what you need a lawyer for, that if you need a lawyer and you need to pay fee's for what isn't covered, it will be 25% off because "you are a member".
What they don't say when you sign up, is that "what they cover, " is what you will seldom ever need, and the "free" hours you recieve, you will in all likely hood never use.
The things you do use a lawyer for you are charged a huge fee upfront before they will ever go to trial. I called after joining to see about a lawyer helping with a child support modification (a simple, maybe 1-2 hour at most) and was told this was "under section 5" not covered, so I had to have $750 up front and this reflected a discount for being a member.
I called around and other lawyers charged an average of $200-$375 for the same service. I called the free consult about another issue I had and got no help at all, they couldn't give me a concrete legal help I could use.
So why was I paying $300 a year for something I could do cheaper on my own? FORGET IT!!! I called and canceled, asking for a refund due to being falsely promised services and still couldn't get a straight answer.
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