I have had several charges to my checking account every month. Finally, I decided to find out what they were. The first was from PDLOANSCS.com, as per a live chat from them, this was a membership that I joined, but they could not identify which one, nor could I get my money back. Granted it was only $6.78, but, each time it was done, my checking account bounced, $30 out the window. Then there is IDTHECS.com, this is for idenity theft, how ironic... Anyway, this month this "service" cost me $40.65. Then the best one of all, USA CREDIT, for which I can find no website. I however, did find a phone number on the RIP-OFF website of 1-800-685-9354. When I called to speak with them, Teri answered the phone and told me that when I applied for a Pay-day-loan, it was a "3-in-one" deal that included a $12,500.00 line of credit and a roadside service. The line of credit first cost $149.95, but there was not enough in my checking accunt to clear that, another $30 gone. So they decided to give me a more cost effective line of credit for $2500.00 that would cost $49.95, a one time fee. With the roadside service, Elite, it was charging $19.95, which caused my account to bounce twice, $60 gone. When I demanced that the $49.95 be returned and all of the bounce fees, I was informed that this could not be done since I agreed to the $49.95. I don't recall any of this information. My funds as rule are always limited, so why in the world would I agree to something that was going to cost me this much money each month. These people are a rip off to say the least and there customer service sucks!!! I did get a cancellation number for the Elite, but since the $49.95 is a one time NONrefundable fee, they did not was to cancel this since this is my best interest to keep. I told them to burn it because they are all crooks... People, please be very careful when dealing with payday loan sites, read everything and take nothing for granted.
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