I was inquiry about PayDay loans. Completed an application and suddenly was baraged with emails and text messages. After seeing that these loans were actually loan sharking at 600-1000% interest. I declined any loan. The next day I have a charge in my checking account for 31.85, from Id Protection Services.
I phoned my bank but they were of no help, I had no idea where this had come from. I was able to find the website and they gave an opportunity to cancel the service. I explained that I had not agreed to the service and requested a refund. After checking back with their live chat line daily (4-5 days) they finally told me they would not refund the money, because I had somehow agreed to the service when completing the PayDay loan application.
This was not bad enough, 2 weeks later, another strange charge shows up in my checking account for the amount of 17.93. This is from Online Resource Ctr. When I googled it and it's supposed web address (that you can't make out on the check) I came across someone elses report of the exact same thing. At least I know I am not nuts. These freaking preying theives have got to be stopped. Whatever I can do to help that.
I am going to try and take all this information to my bank, because of course I was also charged twice for overdrawing my account. 68.00 bank fees, 49.78 stolen from my account. 117.78, so glad that I was so desperate for money that I was searching for help on the internet.
Whatever you do, DO NOT go to PayDay Loans.
Kim
Thornton, Illinois
U.S.A.
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