I went to check my account balance before writing my rent check and to my horror saw that my entire checking account was wiped out in addition to a growing list of overdrafts being tallied (I have lots of automatic deductions). I'm in a total state of shock, have been on the phone all day trying to figure out what to do. The situation: it appears that a while back my banking information was stolen from Wachovia (along with tens of thousands of other people) and sold to the Pressler & Pressler law firm... They also are debt collectors. This past week, without notifying me EVER about a CitiBank credit card bill from over 10 years ago, they obtained a bank levy and cleaned out my account.
They will not furnish a copy of the account information or if it was real, a receipt showing that they purchased the debt from CitiBank. They took all of the money available out of the account and stated that there is still over $2000 owed, which they will continue to seek without my permission. I stupidly told them where I worked and they advised that they will move to garnish my salary, which would have me fired from my city job. As an RN Director of Medicare for a Health and Hospital Corp. Subsidiary as soon as they are contacted by P&P.
The bank informed me that they need only be showed a paper signed by a clerk in the court that a levy has been obtained (I don't think a clerk can sign this) to deduct the money without my knowledge.
I just received a summons from superior court (Monmouth County) for Verizon bill from 2002 (they did attach a copy of a bill) and when I checked my credit rating there are numerous issues, all stated by P&P or their related companies. When I was first notified by Wachovia of the account theft, they stated that they would supply a year of TransUnion reports. I could never obtain that from them, their links did not work, but i subscribed myself and was able to remove quite a few erroneous claims (all from P&P affiliates) that did not belong to me.
The summons states that any judgments obtained will be in effect for 20 years. I am terrified that my life has come to an end. I will be unemployable and they will continue to search and destroy. How can they be allowed to continue...
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