I received an envelope in the mail from this company (it did not have any postal markings over the stamp) and proceeded to open it thinking I had received another credit card offer for the shredder. However I soon realized that the card had a number on it and also my name and an expiration date. Just like a traditional credit card.
Upon closer inspection I found no label from any major credit card company i.E. Visa, Master Card, AMEX, Discover, etc. I was concerned so I read on and found out that if the card is activated a person has a minimum of 8 days to cancel the free trial or they would incur an activation fee of $198 for the first year and $99 for the following years.
This card came to me without any request from me nor permission. I signed nothing and applied for nothing. Please look out for this and opt out of preapproved offers (by going to the web site www.optoutprescreen.com or calling 1-888-5-optout) if you don't want anyone looking into your credit and tempting you with a credit card that may or may not bite you in the butt.
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