I just recevied a pre-approved credit card in the mail from CCA First National Card. When I opened the letter and saw the credit card i was Suspicious because I had not applied for any credit card. As I read the terms and conditions my suspicion grew.
First, the card does not have a VISA or Mastercar logo on it, like any other logit credit card would.
Second, they have a $200 activation fee and $198 annual fee. What kind of credit card has an activation fee, especially $200.
Third, they say you can use the card for shopping with them, but they don't send you a shopping catalog or tell you were you can use the card to shop.
I started looking on the iternet right away and read stories of people who have been ripped-off by CCA National Card.
They make the Card sound to good to true with the no interest rate ever and there $6,500.00 credit limit. I just hope people do research when they get anything like it in the mail.
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