Back in January of 1999, I was getting these automatic withdrawals out of my checking account. When I went to my bank to check it out, the teller couldn't tell me who it was coming from. The listing was anonymous. So, I payed the $15 dollars to have it stopped.
A few months later, I received a notice to appear in court in Waltham, Massachussetts. I am a student in Missouri with limited time and money, therefore, I tried to contact the company about the situation. They told me that they leased to me a credit card machine. What the heck would a student need a credit card machine for? I told them that obviously it was a fake because I never authorized this.
The guy was being a real jerk and told me that I still owed the money (it's about $1300 dollars) I called the attorney general for advice and he sent me a forgery affadavit. I filled it out and sent it to Leasecomm, but they did not care. I lost my case because I was unable to appear in court, so they continued to hound me. They started threatening that they would take money out of my bank account. I had to close it.
After a year or so of harassment, I finally contacted their lawyer. I agreed with her that I would pay $850 dollars to get them off my back and thats it (the copy of the lease agreement that I received stated that the charges were $19.95 a month for 3 years. That comes out to $718.20. With taxes, I figured $850 would be enough). She agreed to $964 dollars or so. So I bit the bullet and said fine.
I payed them promptly. I few weeks later, my payment was returned. I also got a letter saying, "Why haven't you paid us yet?" I am so angry, and this is on my credit report. Because of this blemish on my credit report, I have to pay an extra $6,000 dollars on a new car that I bought because the interest is so high. What gives? I tried to pay them, and they rejected the payment!!!
Liz
St. Louis, Missouri
0 comments