This so called PREPAID LEGAL is no such thing! The only thing pre paid is their bank account. They tell you for your monthly premium you get FREE consultations with an attorney then if you need a referral attorney he will give you a 25% discount off his fee. Well his fee is at least DOUBLE what other attorneys are. There referral attorneys don't always want to take your case and youre stuck.
We signed up with Pre Paid Legal for one year. Don't let the name fool you. The only thing pre paid is there bank account. We had a legal problem we were given a provider law firm. We then told them the problem, they in turn gave us a referral attorney.
The referral attorney called us and told us she couldn't help us, because we would probably need an out of state attorney AND ou best bet would be to call our local TV station and speak to the troubleshooter and get the media involved. Well I called the provider law firm back and told them what happened they said they would get me a 2nd referral. I also complained to customer service. We had a deadline for a conference call and needed an attorney we didnt have time for this crap.
We the received a name and phone number and name of another attorney. I call this guy, make an appt. I call back next day to reschedule do to work hours. I then tried for 3 days to get hold of this attorney. I left VMs. He would not call back. I call provider law firm and tell them. Lost attorney finally calls us.
Doesn't apologize. We go see him. He actually ROLLED his eyes at us when he sees us in his waiting room. My husband was ready to, well you know. So this guy starts giving us prices that are double of what other attorneys charge and we are supposed to get 25% discount. He then tells us we will lose anyway. We had already checked 6 different attorneys in the same area (fees) he was trying to get rid of us, scares us off with his prices. On one issue he quoted he charged $145.00 an hour. There would be 2 hours of reading material and a 15 minute conference call.
He quoted us $750.00. That does not sound like a 25% discount or $145.00 an hour. All the man talked about was retainers, not the issues, we were supposed to get FREE consultations. He even wanted $3500 retainer on a medical malpractice. The other attorneys I spoke with would do this on a % basis. The pre paid legal is a big rip off. Now we are stuck paying $26.00 a month for a year.
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