I filed bankrupcty in the Fall of 2005 after being served lawsuit papers from Providian. Just as my bankruptcy is nearing discharge, I have been receiving threatening collection letters and constant phone calls from Boyajian Law Offices saying that they purchased my account and I now owe THEM the money from Providian. An original creditor is an original creditor, and I do not owe Boyajian anything, as the bankruptcy is protecting me from the debt I allegedely incurred with Providian years ago.
Originally, I had paid for Disability Insurance on the Providian account, and when I became disabled and went to activate that, they refused to honor it, even though I had Doctors testify to my current physical state. I was told I had to be deemed Disabled by the Social Security Administration to be considered disabled by Providian. I am currently retaining legal services to attempt to get Disability from Social Security, but I am afraid it will be a long time before I am able to do so.
I looked up this Boyajian Law Offices and found out just how unrelenting and aggressive they can be and realized I really needed some help with these people.
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