I signed up for my free credit report. The website said you would not be charged if you have good credit. I have excellent credit. Little did I know they were charging me for all kinds of nonsense.
I ended up paying around $100, I closed my acct. And the email I received said it was paid. This was in April or March. Now all of a sudden, I start geting these messages to call a this # 866-505-2632.
Come to find out its some collection agency and they say I owe $121 or its going against my credit. Scared, I paid w / a credit card. I never received a bill, an email or a phone call that I "owed" that money. I have no earthly idea what its for.
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