I like all I've read recieved a post card in the mail for an unsecured Diamond credit card. $4,000.00 credit limit. Preapproved Blah Blah Blah. Call within 72 hrs to activate.
I threw it in a chair with all the other junk mail & forgot it for a week.
Then I had spare time one day & called to see what the story was the #1-800-866-4599 answered & Cindy Cheng answered
she was very nice the whole time (about 30 minutes) we talked.
I was more concerned with the rate of interest ect.
I answered several questions concerning my credit & checking acct. As I spoke, I did a search on the internet for E-Credit solutions & Mamma came up with the usacomplaints.com page with over a hundred comments on these folks. One I read to Cindy. She never let on that there was a thing wrong.
As we continued she asked if I'd like to forget it. I was still reading & thought "Hey I can't do anything to these folks for the ripoff so why not Scam them back" I said "Oh Yes afterall I'm just reading this off of the internet & someone else got a hold of a rude employee there No big deal" She then explained that they needed 199.95 from my checking Acct.
I gave her the routing # accounting # check # etc. I then asked her to explain the program again she says "we are working thru a government program to assist people with credit problems to establish or reestablish good credit.
Once your check clears we will send you our "Diamond Select merchandise card" & some catalogs to order from. You must make a total of $99.00 in purchases from these catalogs & then make 3 payments of 33.00 on time each of the 3 Months in order to recieve you Visa card with a $7500.00 credit limit. Issued from by your bank." I laughed to myself since I have been with this bank for 10 years & the President is a personal friend.
After I hung up with Cindy I called my friend @ the bank & we had a good laugh. Surprise Cindy! He is waiting for you debit to come thru.
I think that that ACH will be talking to E-Credit soon & Cindy... You need to find another job.
Sorry for such length but as I read other reports I noticed they left out such details as what they were promised. I did not so the Cindy & her co-scammers will be comming up with a new story to sell their junk card with:)
Ted
Durant, Oklahoma
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