Fell behind due to downturn, just got served with foreclosure notice.
Called Homecomings to see what could be done, was told to give income and expense info over phone and an analyst would decide on a modification and repayment plan. Asked for a copy of this in writing, was told it would be mailed out later in the week.
Also was asked if I had any $ to send them now. Responded that I would make payment after receiving written confirmation that I was asking for modification. Asked if payment would have to be in certified funds, which is what I had been told previously. The guy told me he would waive that requirement for me, since I was obviously trying to work with them. Was supposed get fax of confirmation today - received nothing.
Called HopeNow (which has same address as Homecomings, by the way) and was advised by their counselor to NOT send a penny.
My point - don't send 'em a dime unless it is to the attorney who files for them, in which case it has to be certified funds.
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