Me and My wife had a Checking account with Wamu in Seal Beach Ca.
I had a Debt card, which was not problem.
I applied for a Credit card (Wamu) and was denied unless I backed up the credit card with $ 500.00 secrutiy. I said fine and I received the Credit card, I had the card for about a month, and received a letter that CHASE had bought Wamu, fine, and I would receive a credit card from Chase at some time. I never did, fine. So I just left it alone... Well today I went to X-Wamu (Chase) and asked for a Chase credit card... No you have no credit in the USA... I said fine take 500.00 to 5,000 or what ever you want for securtiy, well the answer was Chase does not do that... I don't believe that. But ok...
Backfround: I am a Canadian Citizen married to a US Citizen and I am a Permenent resident of the US as of 2004
I have a credit score in Canada of 829 but not in the US. (fine)
My wife is a Doctor and is In the who's who in America, and her name is on the account, but I can't even get a 500 limit credit card as before..
My background in Canada is tax Consultant, Foresic Auditor for IWA Canada and United Steel Workers of America for years and years, own a house in Canada paid for and 9 lots, and Bank Accounts in Vancouver etc because I am a deemed Canadian Resident and a USA resident... We own our house in Seal Beach and free of debt except for a 35' Motorhome.
BOTTM LINE: We have money in the Chase Bank but I can't even get a credit card in my name. Only... Both yes... No way... So I have to Charge on my Canadian Credit Cards, which my American Express, Visa, Mastercard, Sears etc and with no balances... Bye Chase, to bad Wamu was great and a good bank.
I'll just go to Wells Fargo (Where my wife as been with for 25 years) and deposit all my money from Chase and I will have my wife back up my credit card and forget about Chase.
I never needed a credit card just a debt card anyway, but shows you what kind of a bank Chase is...
Ben (Seal Beach Ca)
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