This summer I, for the first time, read my homeowners insurance policy. The declaration page listed
several items which I do not have ie. Guns, trailer, boat, jewelry, securities, etc. I phoned the ins co. And was told that the inclusion of these things is standard and that it would cost far more if I insisted they be removed. I checked with another company and was told the same. This amounts to being forced to pay $162,750. For personal property insurance when the contents of my home could be replaced with $30,000. And surely gun owners should pay far more than I to insure their weapons.
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