Complaint / review text:
On Sept. 21,2012 Vantage loan funding took 30.00 dollars from my checking account. I did not apply for a loan from this company and had not heard of them until they took money from me. They would not refund my 30.00 dollars unless I take a loan from them. I refused, I did not want a loan. I went to close my account the next day and discovered another company (Your loan funding) also took 30.00 from my account. I closed my account that day. On Nov. 20,2012 VIP loan deposited 400.00 into my checking account. I had never heard of this company before and had not applied for a loan. I went to my bank and they called VIP loans and had the money reversed from my account. The next day, Nov. 21,2012 when my account showed the 400.00 deducted I closed the account. I am very upset. This company has caused my to have to close out all my accounts for fear they will find any account I may have and take money. On Nov. 23,2012 I recieved an email from the bank I had just closed the account stating my account was overdrawn. I contacted the bank and told them I had closed the account 2 days prior, and I had no outstanding checks on the account. They told me that vantage funding attempted to collect 30.00 dollars from the account but was rejected. I explained to the customer service rep. That was the reason I closed the account because of VIP loans depositing money without my knowlege. I don't know how they got my personal information, and that I was afraid that they or another loan funding company will take money from my account without my consent. VIP loan funding, Vantage funding and your loan funding are stealing money from me and I am unable to get my money back so now I have no bank account and from this day forward all my transactions will be in cash or postal money orders. This is a step backwards but I feel fiancially safer.