I received a call about 2 weeks from yesterday it was in the middle of the week 9/27 to 10/1. The man advised that I was approved for a card I applied for about 6-8 months ago. I thought that was odd because you usually get approval notice within a few days or the same day. I figured it could have been possible I could have applied for the card that long ago.
Then he said that the card is designed to help people re-establish their credit the limit will be $2300 and it will come with a pin# already. I thought this was odd why would you send the card with the pin# with all this identity theft I still went along with it. Then he asked for my checking info because there is an annual fee associated with the card of $299.
He explained that the fee is normally charged up front but their are different ways to get around that. He said I could call 48 hours prior to my scheduled withdrawal date 10/11 and tell them to postpone or delay the debit or I could split it over the next few months. Well I forgot to call because I haven't received the card yet so I definitely wasn't paying a fee for something I don't have luckily as of today they haven't charged my card yet.
My card is not a credit card but a debit/check card. I don't need any help messing up my account more than it has been in the past few months. The story I read is from someone who has already had their money deducted how do I avoid this from being withdrawn from my account?
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