I filed bankruptcy a little over a year ago. I defaulted on a boat loan and a credit card. I re-affirmed the auto loan I had. I have one payment left on the auto loan and when I called to find out the pay off they told me I still owed $40,000.00. The pay off is supposed to be only around $450.00. They had placed a lien on my truck for the boat and credit card loss and said they would not release the title until I paid the rest. How is it legal to do this. If I had know they could do this I would have not reaffirmed the auto loan. NO ONE explained they could do this during the bankruptcy.
Do not ever use vystar credit union!!!
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