This is a telemarketer that makes big promises about reducing credit card interest. They are very good at sucking you in, as they did me. However, I exercised my right to rescind and cancel the deal under my state's laws, which AAF says it honors, and I was told by AAF "Compliance Manager" that I would be refunded. Nearly two months have passed and despite promises AAF has not refunded my money. I posted a dispute with my credit card company and have written letters to AAF and called many times - no results. Big-time frauders.
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