Ok, so i tried to refi my home. The mortgage guy called and said i had a derogatory mark on my credit report. I had him send it to me and called the company to see who it was. It was DASI. I told them to remove this from my credit report and they said i would have to pay or it would be on there for 7 years. When i asked what it was in regards to they said an old cell phone bill from Cincinnati bell. I told them i haven't had a cell phone with Cincinnati bell in 3 years. They said send us 77 dollars or we will not remove it. I called Cincinnati bell and they said they had no record of me owing them anything and that i am in good standing with the company.
Needless to say i sent them a check for 77 dollars to pay off who knows what. It is still currently on ym report and has not been removed. Did i just flush 77 bucks down the drain?
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