I wrote a check for $66.15 on 4/23/04 to Marshalls dept store. On 4/27/04 the check was returned NF. On 5/7/04 the check was returned NF. On or around 5/7/04, I received a first notice of returned check redeposit. This noticed stated that the check had been paid by Certegy and that if the check did not clear upon redeposit, I would be liable for the face value of the check plus a $25.00 fee. The notice also indicated that I had 30 days to respond.
On 5/21/04, $66.15 was withdrawn from my account without a check number. I do not have a problem paying the face value of the check but I do have a problem with $66.15 being withdrawn from my account without a check, and without my authorizing it. If Certegy can withdraw money from my account without a check, I should not be liable for a fee.
0 comments