PJP Health Agency sucks. I learned the hard way. I used to use them but after I did the math I realized what a rip off they were. PJP Health Agency is just one big scam to suck money out of your pocket! I had to pay the monthly payments and they wouldn't cover anything. I would be better off just saving the monthly payments in a special account. Even things they were supposed to cover they would not and then have some wordy excuse as to why they wouldn't cover it.
They do not want to help you they want to rip you off and scam you for your money. They also threatened to drop my coverage 3 times. When I was 19 (I am 31 now) I had a UTI and I forgot to report it to the agent. Who can remember every single time they have ever been sick!?! They threatened me and said it was fraud to not disclose everything to the agent. Every time there was a bill they would find some time in the past (even over 12 years ago) that I was sick and that I did not tell them about. Then they would use that to place my account under investigation and make me pay the bills they should have covered.
They were always rude to me and I wrote numerous complaint letters. Nothing ever became of that and in the end I was out thousands and thousands of dollars. When I spoke to the agent to sign up for the policy hey lead me to believe they would cover a lot more then they would. What a rip off. PJP Health Agency is probably one big scheme that makes profit by taking advantage of the sick.
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