They contacted me after they purchased a credit debt which was deemed and lost stolen/fraudulent almost a decade before these guys purchased it as secondary debt collectors. I was never given validation of the original debt when I asked for it. They served me one time by process server. I answered and validated that I had no way to pay them and also stated that i refused to pay for a debt that was deemed as fraudulent. We agreed on the fact through mail correspondence. They left me alone for some years and then I come to find that suddenly they have placed a default judgment against me behind my back and I was never properly notified by them or the courts. So, I show the Pima County Justice Court that their judgment was based on fraudulent account and removed by all major credit bureaus. They make my balance a 0 as to what is owed in court but, keep this record and lien against my name. I make several appeals and I am railroaded out of court. The attorney general themselves told me to watch out for these people as they have strong political ties and Peter Balsino is on the ethics committee of Arizona. No matter what appeal I try I am never given a fair chance to display the facts that they are collecting on a fraudulent count and I am railroaded out of court by the judge. I am not even allowed to secure a lawyer and the Judge herself has fabricated reasons to dismiss my appeals such as "ex-parte communication with the judge" which I never tried to speak to her at all in writing or any means during appeal process. I had written proof in writing where lawyer Peter M. Balsino admits that he acknowledges he is collecting on a fraudulent account passed to Attorney general's office revealed to Arizona state Bar as a complaint of ethical violations"Willingly doing something unlawful" and they refused to do anything. Finally I contacted Arizona Department of Financial Institutions and came up with a valid report that them and their plaintiff Action Financial IV, LLC out of Phoenix were practicing illegal and unlicensed "debt collection" in the state of Arizona. The Arizona State Bar still refused to do anything and I had involved the BBB and FTC at this point because of Federal not just ethical violations being done here. My appeal is no longer in litigation as I have been railroaded out of court again. So, I have reported them once again to the State Bar in hopes that they will comply because they are practicing "debt collection" completely unlawfully in Arizona. As a member of ethics committee they should be held to much higher standards. And I have also reported the Judge Maria Felix to the Arizona Commission on Judicial (Mis) Conduct because all my appeals are turned away, my request for a new judge completely ignored, and fabrication of details in order to deny my appeals. I have my last letter to the court concerning my appeal and there was never any direct conversation to the judge although I had complained to the clerks about not having paid me the money they owed me back and losing track of what they owed me. They claim that fraud had occurred and so this had distracted them from getting my appeal properly filed. I am real fed up with Pima County Consolidated Justice Court and with the illegal practiced of Action Financial IV, LLC and Aron & Associates, P.C. I hope the Arizona State Bar will finally take my complaint as I have valid proof. But, for now I urge all to boycott these guys and spread the word about their misconduct.
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