Legal Recovery Services in San Diego, CA has said that they now have my Capital One account and that I owe $1900. They would settle on $1500.. But they would need $400 up front and they wanted my bank information and checking account number so they could take the money at the end of the month. They said if i didn't make this arrangement with them now, that meant I do not intend to pay and they will draw up court papers the next day to sue me, garnish my wages and that I would not only have to pay back the whole $1900 but legal fees as well. I told them they would be forcing me to claim bankruptcy or be put out on the street, because I wouldn't be able to pay my rent. Of course, they don't care. So after talking with friends and family, i chose to stop payment on the check and cancel my bank account and re-open a new one, which nobody has access to. When they called me back AGAIN after I had made that agreement, under duress, I informed them that they would not be getting anything from me and that I was advised to close my account and stop payment on my check. Now I'm just waiting to see what their next move is going to be. I am on the verge of bankruptcy again and I cannot afford to give them what they want. I offered them a certain payment every month, that I could afford, but they would not accept it. So I told them they could accept that payment, or get nothing. That is where it has been left. If anyone can help me, please do so. I will be filing complaints against all the other places that are harrassing me, as well, as I see they are all scam artists. I do not want to give what little I have of my hard earned money to these people. They don't even send statements saying what I owe, what I've paid or what my balance is. No way. They're not getting a penny from me!!! And if they sue me, good luck with that. I don't have anything they can take!!!
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