Kramer & Frank, P.C. Attorneys At Law are collecting for LHR., A Corporation against me. They went and garnished my bank account. When I found out what they had done I called Mrs. Randolph collection administrator and I told her that they had frozen me and my wifes checking account and that I was not able to pay my child support and that me and my wife were on unemployment she told me that the garnishment could not be stop when it was in place and that there was nothing that could be done. After talking to an Attorney that give some really bad advise I heard an advertisement on the radio I called and they told me to call my banks legal department. I called the legal department and explained that I was on unemployment and that the debt was in my name and not my wifes they informed me to file for an exemption. I filed for the exemption and it was granted, but it was to late they already had sent the money to Kramer & Frank. I called Mrs. Randolph and got another collection person by the name of Ron Olson he would not let me talk to Mrs. Randolph said that she was on the phone then started asking when I was going to pay my debt. I told him that I was unemployed since April and he said you haven't found nothing yet tring to say that I was tring and that I just like to sit around at home. Then he asked about my wifes employment and I let him know that she was unemployed as well. I kept on about when I was going to pay the bill and I told him that I was calling to talk with Mrs. Randolph and he said that she was on the phone so I ended the call nicely. I called back a little later and got Ron again he said that he emailed her. I called back 2 and a half hours later and finely got to talk to Mrs. Randolph and asked her when they were going to send the $410.91 back to me she stated that she was not going to. So I told her that I had talked to an attorney and that they told me that they could not take me or my wifes unemployment and she wanted to talk to the attorney after I told her that that was just talk between me and a attorney it was pretty much over with the phone call. Section 513.430 10-A It states that Such person's right to receive: social security benefit, unemployment compensation or a local public assistance benefit; Section 513.430 10-C states such person's right to receive: a disability, illness or unemployment. Not only is it bad enough that me and my wife are both unemployed but they have also caused me to be further behind in child support and they took me and my wifes with she is not liable for unemployment. They got some money and broke the law to do it the law that they swore to uphold.
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