NCO placed a past due bill on my credit report. I never received anything from this company. I sent a debt verification letter. What if they don't respond within 30 days or removed the negative reporting from my credit report? What do I do? How do I have this removed from my credit report? I called the 3 credit reporting agencies and they said I have to go through the company and have them remove it. What if they don't remove it? I don't even know what this is for? I have never had a bill for that amount of money. I don't have credit cards or any other bills.
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