They are extremely smooth and overly friendly. They could sell snake oil to a snake. After the "pitch", comes "the close". They get you to authorize a deduction of funds on your bank or credit card; will even set up future debits.
Then they say they will send you a Power of Attorney Form.
This is illegal. If a Lawyer accepted a fee without your signature, he would be disbarred. The correct process is to fax or e-mail or U S Mail a "terms and Conditions" letter to which you approve with your signature &BEFORE — you pay any money!!!
Since all of this is done over the phone, you have no "proof" of anything you may say later after they get your money and refuse to refund it.
They will stall, refuse to return calls, tell you you have to "apply" for a refund, tell you that in Texas, a verbal agreement is binding and you are not due a refund.
The Better Business Bureau will help you very, very little. Your Bank will say they cannot help you. This is untrue. You can file a disputed transaction. You can call the FBI Internet Crimes Division. "Wire Fraud" IS A CRIME.
Dont stop, dont give up. Call the Attorney General in your state and in Texas.
TELL your bak you did not authorize charges and they will put a hold on the transfer, but do it quickly!!!
0 comments