Dont ever insure your home with, "cotton states". I had a home fire, damage from my dryer and they never did nothing to live up to their policy i have with them. You pay these idiots a monthly payment for their ignorant reps. To come look at your home and cut you a check for some stupid amount that doesnt cover much of anything. They tell to calk smoke damage and cut corners where possible because their to cheap to actually repair your home properly.
They come to your dwelling and gawk at you and try to intimidate you and tell you do whatever you want but their only giving you the crappy amount they come up with. I asked them if they would take their family back into a home and live with 4 kids that has sustained smoke damage through out the entire house, and they said, oh of course! Stay away from them their nutless, scum. I hope your entire company burns to sh*t like the crap you have for adjusters and agents. My home is now ins. Elsewhere, good riddens trash.
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